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Accounts for SIPPs

Disclaimer: The rates shown are for information purposes only. Although endeavours have been made to provide accurate and timely information, Investment Sense Ltd cannot be held responsible for any errors or omissions of the information supplied.

All rates are subject to change without notice, please check with the bank or building society before investing. Whilst some providers also offer accounts for SSAS, the rates could be different to those shown below.

The accounts shown above are available for Self Invested Personal Pensions (SIPPs) and Small Self Administered Schemes (SSAS) to open. It should be noted that some SIPP or SSAS providers only allow access to a restricted range of deposit accounts. Should you wish to confirm whether an account is allowable then please contact us or your SIPP/SSAS provider.

Eligible deposits are protected by the Financial Services Compensation Scheme ‘FSCS’ up to a maximum level of £85,000 per person per registered institution

Type of account:

Instant Access

Teachers Building Society Easy Access Pension (issue 1)
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
2.00%
£1,000
£500,000
FSCS
Mansfield Building Society SIPP Trust Cash Deposit Account – Easy Access (2nd issue)
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
2.00%
£25,000
£250,000
FSCS
Cater Allen Investment SIPP bank account SSAS account is the Reserve Account for Pensions
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
1.54%
£500,000
No maximum
FSCS
1.44%
£0
No maximum
FSCS
Buckinghamshire Building Society SIPP Instant Access
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
1.50%
£1
£500,000
FSCS
Scottish Widows Pension Fund Deposit Account 2
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
0.01%
£500
£5,000,000
FSCS

30 Day or longer Notice Accounts

Cater Allen Pension Notice 30 Account
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
3.20%
£0
No maximum
FSCS
Teachers Building Society Pension 30 (issue 1)
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
2.25%
£1,000
£500,000
FSCS
Mansfield Building Society SIPP Trust Cash Deposit Account – Pension 30 (6th issue)
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
2.25%
£25,000
£500,000
FSCS
Buckinghamshire Building Society SIPP 30 Day Notice
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
2.10%
£100
£500,000
FSCS
United Trust Bank Business 40 Day Notice Issue 1
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
3.75%
£5,000
£1,000,000
FSCS

Will your SIPP allow access to all SIPP accounts? Our advisers are here to help, call one of the team on 0115 933 8433 or click here to complete an online enquiry form

90 Day or longer Notice Accounts

Mansfield Building Society SIPP Trust Cash Deposit Account – Pension 90 (6th issue)
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
3.00%
£25,000
£500,000
FSCS
Teachers Building Society Pension 90 (issue 1)
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
2.50%
£1,000
£500,000
FSCS
United Trust Bank Business 100 Day Notice Issue 3
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.30%
£5,000
£1,000,000
FSCS

180 Day or longer Notice Accounts

United Trust Bank Business 180d Notice Base Rate Tracker
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
5.25%
£5,000
£1,000,000
FSCS
Teachers Building Society Pension 180 (issue 1)
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
5.00%
£1,000
£250,000
FSCS
Mansfield Building Society SIPP Trust Cash Deposit Account – Pension 180 (3rd issue)
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.50%
£25,000
£500,000
FSCS
United Trust Bank Business 200 Day Notice Issue 2
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
5.00%
£5,000
£1,000,000
FSCS

1 Month Fixed Rate

Punjab National Bank 1 month fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
3.00%
£1,000
None
FSCS

2 Month Fixed Rate

Punjab National Bank 2 month fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
3.00%
£1,000
None
FSCS

Will your SIPP allow access to all SIPP accounts? Our advisers are here to help, call one of the team on 0115 933 8433 or click here to complete an online enquiry form

3 Month Fixed Rate

Punjab National Bank 3 Month Fixed Rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.00%
£1,000
None
FSCS
United Trust Bank Business 3 Month Bond
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
3.95%
£5,000
£1,000,000
FSCS

Need help choosing the right account? Our advisers are here to help, call one of the team on 0115 933 8433 or click here to complete an online enquiry form

6 Month Fixed Rate

Punjab National Bank 6 month fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
5.00%
£1,000
None
FSCS
United Trust Bank Business 6 Month Bond
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.00%
£5,000
£1,000,000
FSCS

9 Month Fixed Rate

Punjab National Bank 9 month fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
5.00%
£1,000
None
FSCS

1 Year Fixed Rate

Metro Bank 12 month fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
5.61%
£10,000
£2,000,000
FSCS
Cater Allen 12 month fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
5.05%
£85,000
No maximum
FSCS
Punjab National Bank 1 year fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
5.00%
£1,000
None
FSCS
United Trust Bank Business 1 year bond
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.90%
£5,000
£1,000,000
FSCS

15 month fixed rate

Punjab National Bank 15 month fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
5.00%
£1,000
None
FSCS
United Trust Bank Business 15 month bond
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.90%
£5,000
£1,000,000
FSCS

Need help choosing the right account? Our advisers are here to help, call one of the team on 0115 933 8433 or click here to complete an online enquiry form

18 Month Fixed Rate

Metro Bank 18 month fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
5.61%
£10,000
£2,000,000
FSCS
Punjab National Bank 18 month fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
5.00%
£1,000
None
FSCS
United Trust Bank Business 18 month bond
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.95%
£5,000
£1,000,000
FSCS

2 Year Fixed Rate

Cater Allen 24 month fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.95%
£85,000
No maximum
FSCS
United Trust Bank 2 year fixed rate bond
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.95%
£5,000
£1,000,000
FSCS
Punjab National Bank 2 year fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.00%
£1,000
None
FSCS

3 Year Fixed Rate

Teachers Building Society Fixed rate pension account (issue 24) - fixed until 16.12.26
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.35%
£1,000
£250,000
FSCS
Metro Bank 3 year fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.21%
£10,000
£2,000,000
FSCS
United Trust Bank 3 year fixed rate bond
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.15%
£5,000
£1,000,000
FSCS
Punjab National Bank 3 year fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
3.75%
£1,000
None
FSCS

4 Year Fixed Rate

Teachers Building Society Fixed rate pension account (issue 25) - fixed until 20.10.27
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.00%
£1,000
£250,000
FSCS
Punjab National Bank 4 year fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
3.75%
£1,000
None
FSCS

Will your SIPP allow access to all SIPP accounts? Our advisers are here to help, call one of the team on 0115 933 8433 or click here to complete an online enquiry form

5 Year Fixed Rate

Teachers Building Society Fixed rate pension account (issue 26) - fixed until 19.07.28
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.00%
£1,000
£250,000
FSCS
United Trust Bank 5 year fixed rate bond
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
4.50%
£5,000
£1,000,000
FSCS
Punjab National Bank 5 year fixed rate
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
3.75%
£1,000
None
FSCS

National Savings & Investments

NS&I Income Bond
Interest rate (quoted gross pa)
Minimum Balance
Maximum Balance
Compensation scheme
Available SSAS?
3.59%
£500
£1,000,000
None, but unlimited deposits guaranteed by HM Treasury

Need help choosing the right account for you?

Whatever your question, our team of financial planners are here to help. Alternatively, if you’d like to book a no-obligation meeting or call, we’d be happy to arrange a suitable time.

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