Director & Financial Planner
AFPC – Advanced Financial Planning Certificate (CII)
AF7 – Pension Transfers (CII)
CF8 – Certificate in Long-Term Care Insurance (CII)
CF9 – Pensions Simplification (CII)
Dip PFS – Personal Finance Society Diploma (PFS)
G10 – Taxation and Trusts (CII)
G20 – Personal Investment Planning (CII)
G60 – Pensions (CII)
K10 – Retirement Options (CII)
K20 – Pensions Investment Options (CII)
R01 – Financial Services, Regulation and Ethics (CII)
R02 – Investment Principles (CII)
After graduating with an Economics degree, I went straight into financial services in 1991 and starting advising clients in 1994.
Although I provide general financial planning services, I work extensively in the retirement market. I often help clients as they build their pension funds and then provide a structured plan as they head into the decumulation phase.
The advice I give is always holistic where I have looked at the bigger picture. We use cash flow modelling and look at lots of ‘what-if scenarios.’
When I’m not working, I play the piano which I restarted after a 35-year break. I love the time out and daily headspace. (I should add my family aren’t quite as enthusiastic about my playing!) I’m also the secretary for the Keyworth Camera Club and shoot with a Fuji mirrorless.
I love the great outdoors – walking (often with my camera), biking and open water swimming.
Indoor hobbies are my spin bike, meditation and learning how to use Photoshop and Lightroom.
I am an avid reader and proud to have set up a book club over 10 years ago that is still going strong.
My two sons keep me busy too!!
Bev in the spotlight
The three things I love most about my job are:
Helping people realise their dreams of financial freedom.
Always sticking to my personal ethos that ‘Life is complicated enough so let’s structure your finances for minimal worry so you can sleep in your bed at night’.
Meeting new people and building a relationship with them over many, many years.
The three qualities that draw me to new people are:
A warm smile – you can’t beat it!
Gratitude – we live in such a materialistic society these days that I love meeting people who ‘give a bit back’.
Those who are open and receptive to new ideas.
My most memorable client case was:
Lots of carry forward pension calculations and then transferring existing arrangements to a SIPP to buy land which was developed into an equestrian school.
We really appreciated how Bev took the time to understand our approach to risk. She gave us the information we needed to make informed decisions about our money.
Bev is comprehensive without being over-whelming. Ultimately, Bev removed the worry of making decisions that we wouldn’t have otherwise considered, and we are very grateful for that.
I feel much more in control of my own situation and I know I’m being taken care of. I would highly recommend Investment Sense to anyone. So much so, I started my own company a year ago and have asked Sarah for further guidance.
When we were looking to purchase a commercial property via our pension fund, we were struggling to see a clear pathway through the process, Sarah’s expertise ensured the process was explained clearly and gave us confidence when discussing with lenders and the SIPP provider.
Sarah has been our IFA for almost 10 years now, and has been absolutely superb in helping us financially through the process of retirement - always as helpful as we could possibly ask. Any assignment we give her is completed efficiently, and easy to understand.
Sarah has provided an excellent service to us, our family and friends. Her advice is carefully considered and her recommendations are tailored to fit the individual requirements.
I have been with Investment Sense for the past ten years. During that time I have been given excellent guidance and advise on Pensions and investments by Sarah and her team. Their friendly family sense has helped me with my ‘no idea of what to do’. I look forward to using their services for many more years to come.
Bev was amazing; she talked me through all of my options and sorted everything out. It was a wonderful day when I asked her “Could I retire now?” and the answer was “Yes!