Fixed Rate Bonds – Approx 2 years

Disclaimer: The rates shown are for information purposes only. Although endeavours have been made to provide accurate and timely information, Investment Sense Ltd cannot be held responsible for any errors or omissions of the information supplied.

All rates are subject to change without notice, please check with the bank or building society before investing. With fixed term notice savings accounts you can’t usually withdraw your money until the notice term has ended. Penalties may apply.

Eligible deposits are protected by the Financial Services Compensation Scheme ‘FSCS’ up to a maximum level of £85,000 per person per registered institution.

Al Rayan Bank Fixed Term Deposit

Expected Profit Rate
AER
Notice/Term
Minimum Required
Account Opening
1.37%
24 Months
£5,000
Internet, Telephone, Branch, Mobile
More Details

Weatherbys Bank Ltd 2 Year Fixed Term Loyalty Account

To be eligible for this account, you need to have been a Weatherbys Bank client for a period of 4 years prior to application
AER
Notice/Term
Minimum Required
Account Opening
1.25%
2 Years
£25,000
Telephone
More Details

Tandem Bank Tandem 2 Year Fixed Saver

AER
Notice/Term
Minimum Required
Account Opening
1.23%
2 Years
£1,000
Internet
More Details

DF Capital 2 Year Fixed Rate Deposit – Issue 1

AER
Notice/Term
Minimum Required
Account Opening
1.23%
2 Years
£1,000
Internet
More Details

Bank of London and the Middle East Premier Deposit Account (Anticipated Profit Rate)

You must have or open a BLME current account to hold funds pending investment. Expected profit rate
AER
Notice/Term
Minimum Required
Account Opening
1.20%
2 Years
£1,000
Internet
More Details

Union Bank of India UK Ltd Fixed Rate Deposit

AER
Notice/Term
Minimum Required
Account Opening
1.20%
2 Years
£1,000
Branch, Post
More Details

Union Bank of India (UK) Ltd Union Premier Bond

AER
Notice/Term
Minimum Required
Account Opening
1.20%
2 Years
£5,000
Internet
More Details

Fixed Rate Bonds – Approx 2 years

As the name would suggest the interest rate on a Fixed Rate Bond is fixed for a set period of time, generally between one and five years. The rate of interest is known at outset and cannot be changed during the term.

The Fixed Rate Bonds shown on this page are for two years, Bonds with a longer fixed rate will pay a higher rate of interest, although clearly savings will have to be tied up for a longer period of time.

Most Fixed Rate Bonds will only allow a single initial deposit upon opening of the account and will not accept further payments.

The majority of bonds do not allow early access, always read the terms and conditions to ensure that the account you open is suitable for your needs.

Fixed rate bonds are perfectly suited to savers can tie up their savings for a period of time and who are interested in getting a better rate of interest than is offered by other accounts.

There is a wide variety of bonds to choose from; however the best rates may only be available for a short period of time, meaning it is worthwhile regularly checking the market to ensure that you select the account with the most competitive rate of interest to invest into.

Unless held as a Fixed Rate Cash ISA (Individual Savings Account) the interest is subject to tax at your usual rate, with 20% being deducted by the bank or building society who offer the Fixed Rate Bond.