SmartSave 3 Year Fixed Rate Saver
AER
Notice/Term
Minimum Required
Account Opening
4.71%
3 Years
£10,000
Internet
Fixed Rate Bonds – Approx 3 years
Disclaimer: The rates shown are for information purposes only. Although endeavours have been made to provide accurate and timely information, Investment Sense Ltd cannot be held responsible for any errors or omissions of the information supplied.
All rates are subject to change without notice, please check with the bank or building society before investing. With fixed term notice savings accounts you can’t usually withdraw your money until the notice term has ended. Penalties may apply.
Eligible deposits are protected by the Financial Services Compensation Scheme ‘FSCS’ up to a maximum level of £85,000 per person per registered institution.
Atom Bank 3 Year Fixed Saver
AER
Notice/Term
Minimum Required
Account Opening
4.70%
3 Years
£50
Via App
Zenith Bank 3 Year Fixed Term Deposit
AER
Notice/Term
Minimum Required
Account Opening
4.67%
3 Years
£1,000
Internet
Oxbury Bank Personal 3 Year Bond Account – Issue 10
AER
Notice/Term
Minimum Required
Account Opening
4.66%
3 Years
£1,000
Internet
Hodge Bank 3 Year Fixed Rate Bond
AER
Notice/Term
Minimum Required
Account Opening
4.66%
3 Years
£1,000
Internet
Close Brothers Savings Fixed Rate Bond
AER
Notice/Term
Minimum Required
Account Opening
4.65%
3 Years
£10,000
Internet
More Details
Close Brothers Savings
Why Close Brothers Savings?
- One of the UK’s highest rated banks – Aa3 credit rating from Moody’s Investors Service and an A- rating from Fitch Ratings Ltd.
- Multi-award winning – 2019 Savers Choice at the Savings Champion Awards and 2019 Treating Customers Fairly Champion at the British Bank Awards
- FSCS protected – Eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit protection scheme.
Name
Telephone
Email
020 3857 3050
savings@closebrothers.com
Hampshire Trust Bank 3 Year Bond – Issue 64
AER
Notice/Term
Minimum Required
Account Opening
4.65%
3 Years
£1,000
Internet, Telephone
Fixed Rate Bonds – Approx 3 years
The Fixed Rate Bonds shown on this page have a term of three years, other terms of between one and five years are available, with the interest rate rising the longer a saver is prepared to tie up their savings.
A Fixed Rate Bond is a type of savings account within which the rate of interest remains fixed for a set period of time, and does not fluctuate with changes to the prevailing interest rates.
Nearly all Fixed Rate Bonds will allow a one off payment to open the bond with no additional deposits allowed during the term.
The majority of bonds do not allow early access and savers should always read the terms and conditions to ensure that the account opened is suitable for their needs.
Fixed Rate Bonds are an ideal way of maximising the interest rate, however careful forward planning is needed to make sure savings have not been tied up when they are needed.
There is a wide variety of bonds to choose from; however the best rates may only be available for a short period of time, meaning it is worthwhile regularly checking the market to ensure that you select the account with the most competitive rate of interest to invest into.
