Fixed Rate Bonds – Approx 4 years

Disclaimer: The rates shown are for information purposes only. Although endeavours have been made to provide accurate and timely information, Investment Sense Ltd cannot be held responsible for any errors or omissions of the information supplied.

All rates are subject to change without notice, please check with the bank or building society before investing. With fixed term notice savings accounts you can’t usually withdraw your money until the notice term has ended. Penalties may apply.

Eligible deposits are protected by the Financial Services Compensation Scheme ‘FSCS’ up to a maximum level of £85,000 per person per registered institution.

Bank of London and the Middle East Premier Deposit Account (Anticipated Profit Rate)

You must have or open a BLME current account to hold funds pending investment. Expected profit rate
AER
Notice/Term
Minimum Required
Account Opening
1.40%
4 Years
£1,000
Internet
More Details

Union Bank of India UK Ltd Fixed Rate Deposit

AER
Notice/Term
Minimum Required
Account Opening
1.25%
4 Years
£1,000
Branch, Post
More Details

Union Bank of India (UK) Ltd Union Premier Bond

AER
Notice/Term
Minimum Required
Account Opening
1.25%
4 Years
£5,000
Internet
More Details

JN Bank Fixed Term Savings Account

AER
Notice/Term
Minimum Required
Account Opening
1.25%
4 Years
£1,000
Internet
More Details

OakNorth Bank Fixed Term Deposit

AER
Notice/Term
Minimum Required
Account Opening
1.11%
48 Months
£1
Internet, Mobile
More Details

Masthaven Bank 48 Month Flexible Term Saver

AER
Notice/Term
Minimum Required
Account Opening
1.08%
48 Months
£500
Internet
More Details

Fixed Rate Bonds – Approx 4 years

A Fixed Rate Bond is a type of savings account within which the rate of interest remains fixed for a set period of time and does not change during the duration of the fixed rate.

Bonds tend are generally available for periods of between one and five years, typically the longer your commit your savings for the higher the rate of interest. The Fixed Rate Bonds on this page have a term of four years.

Most Fixed Rate Bonds will only allow a single initial deposit upon opening of the account and will not accept further payments.

The majority of bonds do not allow early access, and savers should always read the terms and conditions to ensure that the account is suitable for their needs and they can afford to tie up their savings for the length of the fixed rate.

Fixed rate bonds are perfectly suited to savers who are interested in forward planning and getting a better rate of interest than is offered by other accounts.

There is a wide variety of bonds to choose from; however the best rates may only be available for a short period of time, meaning it is worthwhile regularly checking the market to ensure that you select the account with the most competitive rate of interest to invest into.

Interest from a Fixed Rate Bond is taxable, with the only exception to this being non tax payers and savers who use a Cash ISA (Individual Savings Account) to access a Fixed Rate Bond.