Disclaimer: The rates shown are for information purposes only. Although endeavours have been made to provide accurate and timely information, Investment Sense Ltd cannot be held responsible for any errors or omissions of the information supplied.
All rates are subject to change without notice, please check with the bank or building society before investing. With fixed term notice savings accounts you can’t usually withdraw your money until the notice term has ended. Penalties may apply.
Eligible deposits are protected by the Financial Services Compensation Scheme ‘FSCS’ up to a maximum level of £85,000 per person per registered institution.
You do not pay tax on the interest you receive from a Cash ISA, making it a popular option for all savers. However, the amount you can save into a new ISA is subject to a limit in each tax year.
You can also transfer ISAs from previous years to get a better rate of interest. Furthermore, the new ISA rules allow you to transfer money from a Stocks & Shares ISA into a Cash ISA.
Using a two-year Fixed Rate Cash ISA means your savings will be tied up for two years, with no access during that time. You therefore need to take care to leave enough money easily accessible elsewhere to meet your needs.
When selecting the right ISA for your needs, you should remember that some accounts will allow interest to be paid away into a separate bank account, whilst others simply add it to your original capital and pay the full amount out when the account matures at the end of the two-year fixed rate.
Whatever your question, our team of financial planners are here to help. Alternatively, if you’d like to book a no-obligation meeting or call, we’d be happy to arrange a suitable time.
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