Fixed Rate Cash ISA – Approx 2 years

Disclaimer: The rates shown are for information purposes only. Although endeavours have been made to provide accurate and timely information, Investment Sense Ltd cannot be held responsible for any errors or omissions of the information supplied.

All rates are subject to change without notice, please check with the bank or building society before investing. With fixed term notice savings accounts you can’t usually withdraw your money until the notice term has ended. Penalties may apply.

Eligible deposits are protected by the Financial Services Compensation Scheme ‘FSCS’ up to a maximum level of £85,000 per person per registered institution.

Vanquis Bank 2 Year Fixed Rate Cash ISA

AER
Notice/Term
Minimum Required
Accepts a transfer
Account Opening
4.26%
2 Years
£1,000
Internet

United Trust Bank Cash ISA 2 Year Bond

AER
Notice/Term
Minimum Required
Accepts a transfer
Account Opening
4.25%
2 Years
£5,000
Internet

Cynergy Bank 2 Year Fixed Rate ISA

AER
Notice/Term
Minimum Required
Accepts a transfer
Account Opening
4.23%
2 Years
£500
Internet

Close Brothers Savings 2 Year Fixed Rate Cash ISA

AER
Notice/Term
Minimum Required
Accepts a transfer
Account Opening
4.23%
2 Years
£10,000
Internet

Hodge Bank 2 Year Fixed Rate Cash ISA

AER
Notice/Term
Minimum Required
Accepts a transfer
Account Opening
4.20%
2 Years
£1,000
Internet

Harpenden Building Society 2 Year Fixed Rate Cash ISA (Issue 3)

AER
Notice/Term
Minimum Required
Accepts a transfer
Account Opening
4.01%
2 Years
£1,000
Internet, Branch, Post

Hampshire Trust Bank 2 Year ISA Bond – Issue 38

AER
Notice/Term
Minimum Required
Accepts a transfer
Account Opening
3.80%
2 Years
£1
Internet

NatWest 2 Year Fixed Rate ISA Issue 377

AER
Notice/Term
Minimum Required
Accepts a transfer
Account Opening
3.80%
29.07.2027
£1,000
Internet, Branch, Telephone, Mobile

Fixed Rate Cash ISA – Approx 2 years

You do not pay tax on the interest you receive from a Cash ISA, making it a popular option for all savers. However, the amount you can save into a new ISA is subject to a limit in each tax year.

You can also transfer ISAs from previous years to get a better rate of interest. Furthermore, the new ISA rules allow you to transfer money from a Stocks & Shares ISA into a Cash ISA.

Using a two-year Fixed Rate Cash ISA means your savings will be tied up for two years, with no access during that time. You therefore need to take care to leave enough money easily accessible elsewhere to meet your needs.

When selecting the right ISA for your needs, you should remember that some accounts will allow interest to be paid away into a separate bank account, whilst others simply add it to your original capital and pay the full amount out when the account matures at the end of the two-year fixed rate.

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