Fixed Rate Cash ISA – Approx 4 years

Disclaimer: The rates shown are for information purposes only. Although endeavours have been made to provide accurate and timely information, Investment Sense Ltd cannot be held responsible for any errors or omissions of the information supplied.

All rates are subject to change without notice, please check with the bank or building society before investing. With fixed term notice savings accounts you can’t usually withdraw your money until the notice term has ended. Penalties may apply.

Eligible deposits are protected by the Financial Services Compensation Scheme ‘FSCS’ up to a maximum level of £85,000 per person per registered institution.

United Trust Bank Cash ISA 4 Year Bond

AER
Notice/Term
Minimum Required
Accepts a transfer
Account Opening
4.05%
4 Years
£5,000
Internet

UBL UK 4 Year Fixed Rate Cash ISA

AER
Notice/Term
Minimum Required
Accepts a transfer
Account Opening
4.05%
4 Years
£2,000
Internet, Branch, Post, Mobile

Zopa Smart ISA – 4 Year Fixed Term ISA pot

AER
Notice/Term
Minimum Required
Accepts a transfer
Account Opening
4.01%
4 Years
£1
Mobile

Gatehouse Bank 4 Year Fixed Term Woodland Cash ISA

Expected Profit Rate
AER
Notice/Term
Minimum Required
Accepts a transfer
Account Opening
3.90%
4 Years
£1,000
Internet

Punjab National Bank UK Fixed Rate Cash ISA

AER
Notice/Term
Minimum Required
Accepts a transfer
Account Opening
3.75%
4 Years
£1,000
Branch, Post

Fixed Rate Cash ISA – Approx 4 years

ISAs have been a popular option for savers since they were introduced over 15 years ago.

Any interest paid to you by a Cash ISA is not taxable, allowing your savings to grow more quickly than if they were held in a normal savings account.

You have an ISA allowance each tax year for new investments. You can also transfer more in to a Cash ISA from an existing Stocks & Shares ISA, something not previously allowed.

It is also possible to transfer ISAs from previous years from one bank or building society to another, doing so might get you a better rate of interest and will not affect the amount you can pay into an ISA in the current tax-year.

A four-year Fixed Rate Cash ISA will tie up your savings for a long period of time, during which you will have no access to your capital. You should therefore make sure you have access to other funds and also be careful not to tie up your savings at a time when interest rates are low but nevertheless expected to rise.