Chase – Chase Saver With Boosted Rate
Rate includes 2.17% bonus for 12 monthsAER
Notice/Term
Minimum Required
Account Opening
5.00%
N/A
£0
Via app
Instant Access
Disclaimer: The rates shown are for information purposes only. Although endeavours have been made to provide accurate and timely information, Investment Sense Ltd cannot be held responsible for any errors or omissions of the information supplied.
All rates are subject to change without notice, please check with the bank or building society before investing. With fixed term notice savings accounts you can’t usually withdraw your money until the notice term has ended. Penalties may apply.
Eligible deposits are protected by the Financial Services Compensation Scheme ‘FSCS’ up to a maximum level of £85,000 per person per registered institution.
Atom Bank Instant Saver Reward
Lower rate paid if withdrawal made in month - 3.00% for remainder of that monthAER
Notice/Term
Minimum Required
Account Opening
4.75%
None
£1
Via App
Snoop Easy Access Savings Account 1
AER
Notice/Term
Minimum Required
Account Opening
4.60%
N/A
£1
Mobile
Chip Instant Access Account
Rate includes 1.28% bonus for 12 monthsAER
Notice/Term
Minimum Required
Account Opening
4.56%
None
£0
Mobile
Cahoot – Simple Saver
4.55% paid at £1, 0.00% paid at £500,001 on portion of balanceAER
Notice/Term
Minimum Required
Account Opening
4.55%
None
£1
Internet
Sidekick High Yield Cash Reserve 6
Rate includes 0.56% bonus for 12 months from £5,000 to £85,000.AER
Notice/Term
Minimum Required
Account Opening
4.51% paid at £5,000
3.95% paid at £85001
3.95% paid at £85001
None
£5,000
Mobile
Coventry Building Society 4 Access Saver (2)
Up to 4 penalty free withdrawals per annum, further withdrawals subject to 50 day loss of interest.AER
Notice/Term
Minimum Required
Account Opening
4.50%
No
£1
Internet, Branch, Post, Telephone, Mobile
Skipton Building Society Bonus Saver Issue 12
Rate includes 1.70% bonus for 12 monthsAER
Notice/Term
Minimum Required
Account Opening
4.50%
None
£1
Internet, Branch, Post, Telephone, Mobile
Hampshire Trust Bank Online Easy Access Account (Issue 31)
AER
Notice/Term
Minimum Required
Account Opening
4.15%
N/A
£1
Internet
Instant Access
An Instant Access savings account provides you with greater freedom than other accounts which may require notice to access money.
The interest rate payable tends to be lower than for accounts that require notice or tie your money up for a number of years. Although with the increasing popularity of bonus rates this is not always the case.
The rate of interest for instant access accounts are generally variable and can change with very little notice, it therefore pays to keep an eye on the return you are getting to ensure it is still competitive.
Furthermore Instant Access savings accounts often have a bonus, or introductory, rate of interest for a set period. These bonus or introductory rates can make the rate of interest look particularly attractive, however once it is removed, after a prescribed period, the interest rate generally becomes uncompetitive and savers should look around to consider alternatives.
These are some of the simplest accounts available, and can often be opened in a variety of ways, including via the internet, by post and in person at a branch.