Disclaimer: The rates shown are for information purposes only. Although endeavours have been made to provide accurate and timely information, Investment Sense Ltd cannot be held responsible for any errors or omissions of the information supplied.
All rates are subject to change without notice, please check with the bank or building society before investing. With fixed term notice savings accounts you can’t usually withdraw your money until the notice term has ended. Penalties may apply.
Eligible deposits are protected by the Financial Services Compensation Scheme ‘FSCS’ up to a maximum level of £85,000 per person per registered institution.
As the name would suggest Notice Cash ISAs require you to give ‘notice’ to access your savings. The notice period varies from account to account, but is generally between 30 and 180 days. This means you need to plan ahead should you wish to withdraw any savings, although some Notice Cash ISAs do allow you immediate access to your savings providing you pay a penalty, which will vary from account to account.
Notice Cash ISAs often pay a better rate of interest than you get with an Instant Access Cash ISA, furthermore the longer you are prepared to tie up your savings the better the rate of interest. However, you must be happy to wait for the length of the notice period before you can withdraw your savings.
The amount you can save in ISAs is subject to a limit each tax year. However, if you don’t use your yearly allowance, you won’t be able to roll the allowance into the next financial year. So, to get maximum results, you should try to put away as much as you can afford each year.
Whatever your question, our team of financial planners are here to help. Alternatively, if you’d like to book a no-obligation meeting or call, we’d be happy to arrange a suitable time.
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