Aberdeen Self Invested Personal Pension

Last updated: 6th January 2026

Charges VAT is not charged on these fees unless stated

Initial/Set up fee

None

Annual fee

0.30% - On the first £0 - £250,000
0.20% - On the next £250,000 - £500,000
0.10% - On the balance above £500,000

Transfer in fee

None

Transfer out fee

None

In-specie transfer in fee

£298

Income Drawdown

£158

Annuity purchase fee

None

Payment of death benefits fee

None

Other fees

Listed securities held
. £10 if transaction is less than £25,000
. £25 if transaction is between £25,000 and £99,999
. 0.025% per transaction if transaction is greater than £100,000

Management

Access: Direct or via IFA

Both

Online capability

Details

Full online functionality, including the ability to buy and sell assets, and obtain valuation

Permitted Investments

Commercial property

Unit trusts & OEICS

External deposit accounts

Overseas listed stock and shares

UK listed stocks and shares

AIM shares

Gilts/corporate bonds

ETFs

Investment trusts & REITS & EPUTS

Discretionary management

National Savings & Investments

Unlisted shares

Structured products

Trustee Investment Plans

Insurance company funds

Hedge funds

Traded endowment plans

Third party loans

SIPP Bank Account

SIPP bank account provider

Pooled account

Current Interest Rate

1.68%

Structure

Scheme trustees

Standard Life Trustee Company

Scheme administrator

Standard Life Assurance Limited

Minimum contributions

Regular payments

£300 per month

Transfers/Single Premiums

£3,600

Min additional

None

Company Information

Ownership

Owned by Standard Life

Year established

1825

Funds under management

£192 billion accross the whole company as at 30/09/2010

Number of SIPPs administered

78,300

Transfers

Accepts benefits from defined benefit / final salary schemes?

Yes, if IFA advised

Misc

Flexi-Access Drawdown/UFPLS offered?

Yes

Notes

Disclaimer

The information within this section is for your general information purposes only and does not constitute investment advice. It is not an offer to purchase or sell any particular asset and it does not contain all of the information which an investor may require in order to make an investment decision. Please obtain professional advice before entering into any new arrangement. Although endeavours have been made to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of the information of this site.

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