Aberdeen Self Invested Personal Pension
Last updated: 6th January 2026
Charges VAT is not charged on these fees unless stated
Initial/Set up fee
None
Annual fee
0.30% - On the first £0 - £250,000
0.20% - On the next £250,000 - £500,000
0.10% - On the balance above £500,000
Transfer in fee
None
Transfer out fee
None
In-specie transfer in fee
£298
Income Drawdown
£158
Annuity purchase fee
None
Payment of death benefits fee
None
Other fees
Listed securities held
. £10 if transaction is less than £25,000
. £25 if transaction is between £25,000 and £99,999
. 0.025% per transaction if transaction is greater than £100,000
Management
Access: Direct or via IFA
Both
Online capability
Details
Full online functionality, including the ability to buy and sell assets, and obtain valuation
Permitted Investments
Commercial property
Unit trusts & OEICS
External deposit accounts
Overseas listed stock and shares
UK listed stocks and shares
AIM shares
Gilts/corporate bonds
ETFs
Investment trusts & REITS & EPUTS
Discretionary management
National Savings & Investments
Unlisted shares
Structured products
Trustee Investment Plans
Insurance company funds
Hedge funds
Traded endowment plans
Third party loans
SIPP Bank Account
SIPP bank account provider
Pooled account
Current Interest Rate
1.68%
Structure
Scheme trustees
Standard Life Trustee Company
Scheme administrator
Standard Life Assurance Limited
Minimum contributions
Regular payments
£300 per month
Transfers/Single Premiums
£3,600
Min additional
None
Company Information
Ownership
Owned by Standard Life
Year established
1825
Funds under management
£192 billion accross the whole company as at 30/09/2010
Number of SIPPs administered
78,300
Transfers
Accepts benefits from defined benefit / final salary schemes?
Yes, if IFA advised
Misc
Flexi-Access Drawdown/UFPLS offered?
Yes
Notes
Disclaimer
The information within this section is for your general information purposes only and does not constitute investment advice. It is not an offer to purchase or sell any particular asset and it does not contain all of the information which an investor may require in order to make an investment decision. Please obtain professional advice before entering into any new arrangement. Although endeavours have been made to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of the information of this site.