Disclaimer: The rates shown are for information purposes only. Although endeavours have been made to provide accurate and timely information, Investment Sense Ltd cannot be held responsible for any errors or omissions of the information supplied.
All rates are subject to change without notice, please check with the bank or building society before investing. With fixed term notice savings accounts you can’t usually withdraw your money until the notice term has ended. Penalties may apply.
Eligible deposits are protected by the Financial Services Compensation Scheme ‘FSCS’ up to a maximum level of £85,000 per person per registered institution.
Savers can transfer ISAs from previous years or from a Stocks and Shares ISA, without affecting their ISA allowance for new monies each tax year.
The main benefit from holding money in a Cash ISA is that the interest isn’t taxed, no matter how much is received.
Three-year Fixed Rate Cash ISAs can be opened in a variety of ways. Some require you to visit a local branch, whereas others are available over the telephone or internet.; savers need to choose which option is right for them. Furthermore, not all banks and building societies will accept a transfer of ISAs from previous years.
As the name suggests, a three-year Fixed Rate Cash ISA means the interest won’t change for the full three years. However, you won’t be able to get access to your capital during that period.
Savers also need to choose whether to have the interest paid away to a separate account, or added to the original capital and paid at when the ISA matures.
