NS & I - Accounts & Bonds

Disclaimer: The rates shown are for information purposes only. Although endeavours have been made to provide accurate and timely information, Investment Sense Ltd cannot be held responsible for any errors or omissions of the information supplied.

All rates are subject to change without notice, please check with the bank or building society before investing. With fixed term notice savings accounts you can’t usually withdraw your money until the notice term has ended. Penalties may apply.

Eligible deposits are protected by the Financial Services Compensation Scheme ‘FSCS’ up to a maximum level of £85,000 per person per registered institution.

NS&I Income Bonds

3.44% gross/3.49% AER, variable (from 20 December 2024)
AER
Notice/Term
Minimum Required
Account Opening
3.75%
None
£500
Internet, Telephone, Post

NS&I Direct Saver

3.50% gross/AER, variable (from 20 December 2024)
AER
Notice/Term
Minimum Required
Account Opening
3.75%
None
£1
Internet, Telephone

NS&I Guaranteed Growth Bonds (British Savings Bonds)

AER
Notice/Term
Minimum Required
Account Opening
3.60% 2 Years
3.50% 3 Years
2 & 3 Years
£500
Telephone, Post

NS&I Guaranteed Income Bonds (British Savings Bonds)

AER
Notice/Term
Minimum Required
Account Opening
3.60% 2 Years
3.49% 3 Years

2 & 3 Years
£500
Telephone, Post

NS&I Green Savings Bonds (7)

AER
Notice/Term
Minimum Required
Account Opening
2.95%
3 Years
£100
Internet

NS & I - Accounts & Bonds

NS&I (National Savings and Investments) offer a wide range of savings products in addition to the tax free savings accounts.

The accounts meet a variety of needs for savers including those looking for instant access, to tie up their money and who require an income.

Deposits with NS&I are 100% backed by HM Treasury, no matter how much you invest, making it an extremely secure place for your savings.

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